业务服务

Federal Perkins Loan Program

Per the Department of Education: Under federal law, the authority for schools to make new Perkins Loans ended on Sept. 30, 2017, and final disbursements were permitted through June 30, 2018. As a result, students can no longer receive Perkins Loans.

The Federal Perkins Loan Office at Western Illinois University is located in 谢尔曼厅106. The office is open Monday through Friday, 8am-4:30pm. If you have any questions, please contact the 计费 and 应收账款 Office at 309-298-1295 or email BRPerkins@livecinemacertification.com.

感兴趣

A Federal Perkins Loan accrues interest from the date the loan first becomes due until it is paid in full. Loans taken out after July 1, 1987, accrue interest at the rate of 5% per annum. 感兴趣 accrues against the principal only. Loans taken out prior to July 1, 1987, accrue interest at the rate of 3% per annum.

宽限期

A grace period is the period of time before the borrower must begin or resume repaying a loan. An initial grace period is one that immediately follows a period of enrollment and immediately precedes the date repayment is required to begin for the first time. A borrower who has been attending at least half-time is entitled to an initial grace period of nine consecutive months after dropping below half-time enrollment. 每次延期后, the borrower is entitled to a post-deferment grace period of six consecutive months.

账单

The monthly billing statements are generally mailed on the 15th of each month payable on the 1st of the following month. We have several 付款方法 available for your convenience:

付款方法

在线支付

Make payments directly from your bank account through the Illinois Treasurer's Electronic Payment website or by calling 1-866-650-8459.

Authorization of Automatic Withdrawal (form)

Borrowers who have Perkins Loans can have their monthly payment electronically withdrawn from their bank accounts. Please contact the Federal Perkins Loan Office at (309) 298-1295 or email BRPerkins@livecinemacertification.com to request the appropriate forms.

邮寄付款

发送到:

Western Illinois University
Federal Perkins Loan Office
谢尔曼厅106
1大学圈
麦库姆 IL 61455-1390

Credit Card 支付

Credit card payments may only be processed through the Illinois Treasurer's Electronic Payment website or by calling 1-866-650-8459. They accept MasterCard, VISA, American Express, and Discover. There is a convenience fee associated with this service.

延期

The Federal Perkins Loan program provides for deferment of payment under certain circumstances. During deferment, the borrower is not required to pay loan principal and interest does not accrue.  看到 延期页 了解更多信息.

忍耐

A 一般的忍耐 is a period during which you are allowed to postpone making payments temporarily, allowed an extension of time for making payments, or temporarily allowed to make smaller payments than scheduled. A forbearance can be a mandatory forbearance, meaning that your loan holder must grant the forbearance if you qualify for the forbearance and supply all supporting documentation. A forbearance can also be a discretionary forbearance, meaning that your loan holder may grant the forbearance, but is not required to do so.

取消

A borrower may have all or part of his or her loan cancelled for engaging in teaching, 公共服务, service in the Peace Corps or ACTION or service in the military. 看到 取消页面 了解更多信息.

默认的

The failure of a borrower to make an installment payment when due or to comply with other terms of the promissory note or written repayment agreement. The consequences of a defaulted loan are very serious. 默认的ed loans are not eligible for deferment and forbearance. They are reported to a credit bureau and placed with a collection agency. To discuss options once your loan has defaulted, contact 计费 and 应收账款 at 309-298-1295.